Principles of Finance

                      Bill Klinger

		Class Slides		In Class	Reading	Homework	Resources
Week 1	1/22	Intro to finance			Chapters 1, 2	PersFin1	Financial Literacy Quiz Prediction Markets
	1/27			Ch. 1 review questions		PersFin1 due PersFin2	Are Markets Efficient Who caused the sub-prime meltdown of 2008?
Week 2	1/29	Interest rates			Chapter 3	HW1 PersFin2 due PersFin3	Real and nominal return video
	2/3			Ch. 2 review questions & mini case		HW1 due PersFin3 due Chapter 2, Study Problems 1 - 6,11	Simple interest rates video Yield curve video
Week 3	2/5	Financial statements			Chapter 4		Cash Flow video
	2/10			Ch. 3 Review Questions		Wk 2 Prob due Chapter 2 Study Problems 7-10, 12, 13 Chapter 3 Study Problems 2, 4, 5	BLS Consumer Expenditure Survey Savings Rate
Week 4	2/12	Evaluating financial performance					Sample Statements
	2/17			Ch. 4 Review Questions, Study Problems 6, 9	Chapters 5, 6	Wk 3 Prob due Study	Ratio Analysis Personal Fin.
Week 5	2/19	Review
	2/24	Exam
Week 6	2/26	The time value of money		Ch. 5 Review Questions Study problems 1-4 (a), 7, 10		Chapter 5 Study Problems 1-4 (b-d), 5, 6, 12, 20, 38 TV purchase	Present value 2, 3, 4 videos Turn Your Kids Into Millionaires
	3/2	Risk and Return		Ch. 6 Review Questions
Week 7	3/4			Ch. 6 Review Questions	Chapter 7	Wk 6 HW due TV purchase due PersFin4    and Chapter 5 Study Problems 11,13,14,15,17, 21, 40, 53 Chapter 6, Study Problems 1, 3, 9, 15, 17,
	3/16	Bonds		Ch. 7 Review Questions	Chapter 8	PersFin4 due	Bond video
Week 8	3/18	Equities				Wk 7 HW due Chapter 6 Study Problems 2, 10, 18, 19 Chapter 7, Study Problems 1-4, 6, 7	Bonds vs Stocks video
	3/23			Ch. 8 Review Questions, Study Problems 8-2, 5, 11, 15
Week 9	3/25	Review				Wk 8 HW due Study
	3/30	Exam			Chapters 9, 10	PersFin5	Returns
Week 10	4/1	Cost of Capital		Ch. 9 Review Questions	Chapter 11	PersFin5 due PersFin6	Stock Prices
	4/6	Capital Budgeting		Ch. 10 Review Questions		PersFin6 due Chapter 8 Study Problems 1, 4, 8, 10, 13 Chapter 9 Study Problems 2-7
Week 11	4/8					Wk 10 HW due Chapter 9 Study Problem 8 Chapter 10, Study Problems 1 - 7
	4/13	Cash Flows		Ch. 11 Review Questions
Week 12	4/15				Chapters 12, 13	Wk 11 HW due Study
	4/20	Exam		Ch. 12 Review Questions			Capital Structure video Electric car
Week 13	4/22	Financing Mix				Chapter 12 Study Problems 2a, 3a, 4, 5ab
	4/27	Dividend Policy				Ch 12 HW due Chapter 13 Review Question 9, 10 Study Problem 2
Week 14	4/29	Personal Finance		Ch. 13 Review Questions		Ch 13 HW due PersFin7	Importance of saving Ray Dalio on investing More on saving Morgan Stanley advice at 16:37.
	5/4	Review portfolio results Final Review				PersFin7 due	Warren Buffett on investing What to do now

Resources

NOTE: What to do if you miss a class.

Read this!

Papers you write should be in the format of this template.  Make sure your references are cited properly and follow these guidelines.  NOTE: you should have both a citing in the text and a Works Cited page.

Guide for how to do well in this course.

Never send email like this.  A guide for sending professors email.

Get in the habit of reading The Wall Street Journal.  For quick news, try CNN/Money.  To learn more about investing go to Vanguard.  You should also listen to Bloomberg radio 1130 AM or the business news on 880 AM at 25 minutes and 55 minutes after the hour.  On TV, try CNBC or Bloomberg TV.

Financial information on companies can be found at Bloomberg, Google, and Yahoo. 

There are many jobs and internships available.  Go to the RVCC Internship web pages.

Financial Literacy Quiz

*  Personality Profile and careers
*  Choosing a career

Reading List

If you are interested in investing, here are books you should consider reading: